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Not all 55+ Communities Are Created Equal

What makes us different

When you're choosing where to spend the best years of your life, the details matter. Here's what sets On Top of the World apart from every other community on your list.

  • Other Communities:

    • Corporate or investor owned

      Owned by national developers or investment funds, decisions are driven by shareholders, not the community.

    • Limited organized activities

      A calendar managed by staff with limited options. You participate in what's offered, not what you're passionate about.

    • A clubhouse and a pool

      Social life revolves around a single activity center, a far cry from a full town center with dining, entertainment, and education.

Ocala. The Right Place to Be.

Beautiful, affordable, and closer to everything than you'd expect. Ocala may not be the first choice, until people experience it firsthand.

Learn more about Ocala
  • Central Florida Without the Crowds

    Ocala sits at the center of Florida, 90 minutes from Orlando, Tampa, and both coasts. The peace of a smaller city, with everything still within reach.

  • Lower Cost of Living

    No state income tax and lower property costs than coastal Florida. Your retirement dollars stretch further in Ocala than almost anywhere else in the state.

  • Horse Capital of the World

    With more than 1,200 horse farms and the world-famous Silver Springs, Ocala offers a side of Florida most retirees never expect, and never want to leave.

A Builder Who’s Invested in Your Community

Colen Built Development, the builder behind every home, is family-owned and community-based, continuing to invest in the place they don’t just build, but call home.
Explore how we build
Early construction at On Top of the World

A Community That Cares
for Its Land

For over 75 years, On Top of the World has preserved the natural beauty of its 13,000 acres — 418 of which are state recognized conservation land.
How we protect the land
A flower bed in the community grounds

A Life You Haven't Lived Yet

The lifestyle

From championship golf and pickleball courts to 175+ resident-led clubs and a town center steps from your door. Life here is as full or as relaxed as you want it to be.

Explore the lifestyle
A couple riding a golf cart

Everything you need. Right outside your door.

Still considering your options? We’re here to help you find the right fit.

Three days, two nights, a private guest home, and the opportunity to experience all that our community has to offer. All for just $99 per couple. Experience the lifestyle firsthand and see if On Top of the World feels like home.

World tour 3 day 2 night